Keeping Your Home Germ Free

Your home is your haven, especially during this time of social distancing and self-isolating. So what’s the best way to go about ensuring our house is clean? More importantly, how can we minimize the spread of the COVID-19 virus? As a top realtor in the City of Abbotsford, we want to ensure that our clients are receiving proper information, not just on homes for sale in their area, but more importantly, staying safe right now.


Consumer Reports has provided a list of common household products you can use to ensure your home is clean and safe. You can check out this list via their website.


In addition, the CDC has excellent 'how to' guidelines on how to clean a variety of surfaces, for example;

"Hard (Non-Porous) Surfaces:

  • Wear disposable gloves when cleaning and disinfecting surfaces. Gloves should be discarded after each cleaning. If reusable gloves are used, those gloves should be dedicated for cleaning and disinfection of surfaces for COVID-19 and should not be used for other purposes. Consult the manufacturer’s instructions for cleaning and disinfection products used. Clean hands immediately after gloves are removed."

And please remember: when picking up cleaning supplies from the store, a little goes a long way! Only buy what you need in order to make sure there is enough on the store shelves for everyone.

We are often being asked if we are currently in a seller's market, or buyer's market right now. Most importantly, we want to ensure that it is a safe market.


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Mortgage Deferral Questions?

With the economic landscape quickly shifting, people’s employment situations are changing, many lenders are offering mortgage payment deferrals if needed… Where does one start? This subject can easily feel overwhelming, but our friends at Browne Mortgages have got you covered! 


If you have a trusted mortgage advisor please call them for updates; but if you don’t:


The financing experts at Browne Mortgages have compiled a list of banks offering mortgage deferral plans, as well as their contact information.

Mortgage payment deferrals can help you during times of financial hardship — loss of employment due to the Coronavirus (COVID-19) outbreak.

The deferral is an agreement between you and your lender. It’s also known as a mortgage payment deferral agreement and is considered a temporary measure that in most cases does not affect your credit rating as it has been agreed to by yourself and your lender ahead of time.


Global News recently reported: "Before deferring any payments, financial experts say to check with your lender about their deferment options to make sure they are available. Generally, defaulting on payments would hurt your credit score, however, if you were given the green light you should be okay.

If a lender has given you permission to make payments, without penalizing you, then they should not be reporting that to your credit bureau, so you want to make sure you’re checking your credit regularly,” said Kelley Keehn, FP Canada Consumer Advocate."

The mortgage deferral agreement does not cancel, erase or eliminate the amount owed on your mortgage. At the end of the agreement, you will have to resume payment according to your regular payment schedule.


If you have been preapproved, be sure to talk to your broker about mortgage rates and interest rates today.





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We Miss Your Face!

We miss your face!

Yes, we can connect over phone, text and email anytime! With recent social distancing and strong encouragement to stay home, we have quickly adapted our standard business practices to include video calls via Google, Facebook, Whatsapp and Zoom. This way we can connect face to face (electronically) and I can screen share to show you important information such as up to the minute MLS listings. We can even add others into the chat without the need for anyone to leave the comfort of their home.

Real estate has been deemed a non-health related essential service in BC, so we are still working hard ensuring all real estate listings, sales and purchases stay on track, and we are still available to anyone who has questions regarding buying or selling! We are seeing changes happening daily, it’s hard to keep up, that’s what we’re here for!

Please feel free to reach out, via email, phone call or text, and we would love to set up a video conference appointment with you! Be assured… if I can use Zoom, ANYBODY can! So please don’t hesitate to connect - we would love to hear from you!


Text: 778-549-7265
Email: ranj@ranjtakhar.com
Website: www.ranjtakhar.com

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Your Safety Matters to Us

Everyone needs a place to live, and many sellers have sold their homes and their buyers are taking possession in the coming weeks/months – there are buyers who must buy during this time, and certain sellers who must sell! We can help! If you know of a friend or family member who would like to find a realtor to work with, we appreciate your referral so much!

In addition to strict social distancing, we are taking even further precautionary measures:

Strict pre-screening of all showing of our properties with a signed declaration document

Supplying our clients and agents with sterile gloves and disinfectant

Using technology to limit all contact, via video conference technology


Although our agents are working remotely, and staying at home – we are here to help those buyers and sellers who must transact in the coming weeks/months. We are working hard to keep a roof over everyone’s heads! There are still new homes for sale in this current market every day. Though we are not seeing the same level of inventory available, there are still many people who are shopping for houses for sale.

If you need to buy or sell in the coming months, let us know – we can help! We are a top agent in your neighbourhood and are here for you with our years of experience. 

Remember, we are not only available to work for you in the City of Abbotsford, but in all of the Fraser Valley and Lower Mainland.


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You'll be seeing alot of us.

We’re looking forward to it.

Ranj

Ranj Takhar
Realtor
ranj@ranjtakhar.com (Email)

Born in Abbotsford and having spent most of my childhood here, my roots are firmly planted in this community. My wife and I are the proud parents of three young kids who we’ve chosen to raise in Abbotsford as well. We’re also avid property investors. My passion for real estate is only exceeded by my love of my family.


Professional excellence drives my every decision. Starting out in real estate, I mentored under industry leaders to learn best practices. After nearly a decade in the business, I hired one of the top coaches in North America to work with me every week to ensure I excel even further. And I’m applying all my knowledge and client dedication toward building one of the best real estate businesses in the Fraser Valley, founded on my high standards of service.


Whether you’re a first-time home buyer or a seasoned investor, you deserve the highest level of service. My team and I will ensure you get it. No matter your problem, if it’s real estate related, I’ve been there and can solve it.

Chrissy

Chrissy Nicholson
Administrative assistant
chrissy@ranjtakhar.com (Email)

It brings me so much joy when I can have a direct impact on helping create a positive experience for others. Before joining the fast paced and exciting real estate world as an administrative assistant, I worked for many years in hospitality. My role in both positions have given me the opportunity to be there for our clients and ensure their comfort and peace of mind. Having grown up in Abbotsford and now raising my own family here, I have such a strong sense of pride for where I live. I am an active volunteer in the community as well which gives me the feeling of connection and a way to give back for all I am grateful for. My husband and I, with our two sons, live in a wonderful neighborhood with lots of family and friends close by, whom we love spending time with. If we are not at the rink for hockey, or the ball field for baseball with our kids, you’ll likely find us on our back deck having a glass of wine by the fire - join us!

Brian

Brian Deol
Realtor
deolbrian@gmail.com (Email)

Integrity, honesty and determination are philosophies that I strive for in all aspects of my life. I have been an Abbotsford resident and community member for the past 30 years with no plans of living anywhere else! I have a background in Human Resources management and corporate sales management for a top 10 corporation in Canada which allows me to empathize, understand the needs of my clients and guide them in the right direction. When I’m not buying or selling homes for my clients, you can find me enjoying walks on my family farm with my dog Rupert, enjoying ice cream with my nieces, and visiting any and all farmers markets in the Fraser Valley! At the heart of my business is my unrelenting loyalty, transparency and dedication to my clients!

Curtis

Curtis Paulson
Realtor

Growing up in Fraser Valley, I strive to provide real estate services with a passion built on seeing the success in others. I am well connected with the people and the communities leaning on my background in Professional Communications. With detailed knowledge of the surrounding areas it allows me to provide a tailored service to your specific needs making me your area expert. I set a high standard for the level of service I provide, and am driven to go over and above all expectations. Whether you are looking at selling your home, buying an investment property or buying your dream home, I am ready to work hard for you. Let’s have a conversation today!

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